Custom Block: research from Vanguard
We work for you. Our goal is to not only help you generate better returns on your investments, but we want to help you generate a better “RETURN ON LIFE” (discover here a research of a hierarchy of the values a financial advisor should provide).
- We attempt to help you achieve a better life by working in concert with you: we’ll take the time to clearly understand your background, philosophy, needs and objectives.
- We bring objectivity to the table to help you make better decisions, discover more options, and avoid emotionally driven choices, and then, outcomes.
- We help you to be prepared with transitions, and together, we will monitor, evaluate, and adapt the action plan as needed.
- We help you follow through on financial commitments so that you can achieve your financial goals.
- We help you bring order to your financial life.
The research from Vanguard, Dalbar, and Morningstar shows that a few effective financial planning techniques resulted in a substantial increase in retirement income. If you want to discover the research, why you need a financial advisor, and the benefits/added value of doing so, please click here.
“Recent Vanguard research shows that your advisor not only adds peace of mind, but also may add about 3 percentage points of value in net portfolio returns over time.” Source: Vanguard. All investing is subject to risk, including possible loss of principal. Diversification does not ensure a profit or protect against a loss. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.
| 30-year Annualized S&P Return | ||
|---|---|---|
| S&P 500 Index | Average Investor | |
| Returns | 11.06% | 3.79% |
| $100,000 | $2,326,645 | $305,257 |
“Investor behavior is not simply buying and selling at the wrong time, it is the psychological traps, triggers and misconceptions that cause investors to act irrationally. That irrationality (loss aversion, narrow framing, anchoring, herding, regret,…) leads to the buying and selling at the wrong time which leads to underperformance.” Source: Dalbar.
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